Freelancers
Know what every client is really worth.
Oknola links each client to the project, the hours, the invoice and the payment, then puts business and personal money side by side, so you know what you're owed and what's safe to spend.
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Built on a real business, not a pitch deck.
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759 notes · 118 ledger records · 73 journal pages · 27 operating maps.
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Plain markdown files. Leaving is copying a folder.
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An agent sees only what you point it at.
Clients in your inbox. Money in a spreadsheet. Projects in your head.
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The invoice went out. Then nothing.
Chasing payment turns into a second job nobody pays for. Nearly three in ten freelance invoices are paid late.
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Feast, then famine.
A busy month hides how thin next month's pipeline is.
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The tax bill is a surprise every quarter.
The money for it sits in the same account you spend from.
From inquiry to paid, one client at a time.
- Referral or Behance
- Inquiry
- Intro call
- Proposal
- Contract and deposit
- no approval for 13 days Design and revisions “can you add more design?”
- 13 days, in escrow Final invoice
- Paid
Sample data.
Open it in the demoMarketplace work sits on the same map: proposal, milestone, approval, and the payout minus the fee.
When something stalls, the map says so: the milestone with no approval for 13 days, the invoice still in escrow.
Round three of “can you add more design?” is a note on the project, not a lost email.
The numbers that tell you if the month worked.
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Revenue against your monthly goal
$11,350
114% of the $10,000 goal
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Revenue by client and by channel: direct, referral, marketplace
52%
direct and referral
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Effective hourly rate and billable hours
$68
all hours · $109 billable
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Outstanding invoices and days late
$2,100
in Upwork escrow
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Money set aside for taxes, and months of buffer
$840
28% set aside · 5.2 months
Sample data.
Your money and the studio's, finally apart.
Every account, subscription and transaction is a file tagged FinanceOS and marked business or personal. You see the studio's month and your own side by side, and the tax set-aside grows before the quarter ends, not after.
When a payment is late, Invoice chase drafts the polite reminder. Nothing is sent without your yes. An agent allowed one client's tag reads that client's files and nothing else.
Keep the tools that get you paid. Keep the context here.
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Your contract and payment tools stay.
Oknola keeps what they don't: the client's history, your real hourly rate, and your personal money beside the business.
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A spreadsheet was the right instinct: plain, yours, portable.
Oknola keeps that and does the upkeep.
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Already in Obsidian? Move in, don’t migrate.
Oknola takes over the structure and the scoped agents, over the same files.
FAQ.
Early access, macOS and Android first. The structure, the pass and scoped agents work today. Operating Maps, Finance, Actions and superpowers are in build, and the demo shows them working on sample data.
Also built for:
Early access
Get paid, and know what it was worth.
Join the waitlist for early access on macOS and Android.